For incorporated owners with $100K+ sitting in the company. On a free 15-minute call, we look at what your retained earnings are costing you and whether there's a better place for them. If there isn't, we'll tell you.
Your first call is with Greg Rozdeba, co-founder. 15 minutes, by phone.
Four gaps that quietly drain retained earnings while you run the business.
Taxed inside the corp. Taxed again when you take it out. Without a plan, up to half can go to CRA.
Your business is your biggest asset and your biggest concentrated risk. If it takes a hit, so does your retirement.
Your CPA, lawyer and investment advisor rarely coordinate. The gaps between them are where the money leaks.
At death, CRA treats your assets as sold, all taxed in one year. Without planning, your family inherits the bill.
The Corporate Wealth Shield™ is how we work: one coordinated plan, from first call to implementation, that your accountant and lawyer sign off on.
We look at your corporate structure, investments, insurance and estate plan, and show where tax is leaking. You leave with clarity either way.
One coordinated plan across structure, insurance, investments and estate, with projections for each move. Your accountant is welcome on this call.
We coordinate with your CPA and lawyer to put every piece in place. Then we review it yearly, because tax law changes and your corp grows.
Four strategies that work as one plan, built on the Income Tax Act and coordinated with your accountant. It is the same method used in the case studies below.
Retained earnings grow inside a policy without being taxed every year.
Read the guide →A way to draw on that policy value in retirement, through loans against it.
Read the guide →How the death benefit reaches your family tax-free through the corporation.
Read the guide →Cash for the tax bill and the buyout, ready when it is needed.
Read the guide →One strategy, not three opinions. We sit down with your accountant, lawyer and advisor together. Everyone signs off before you commit.
No sales pressure. Ever. We show the analysis and the options, then you take it to your accountant. If it doesn't work for them, it doesn't work for you.
Want your own numbers first? Tax Leak · Retained Earnings · Estate Tax · IPP vs RRSP calculators
Three owners, three different leaks. Watch the video or read the full case.
See how we helped an independent consultant structure a permanent life insurance policy within his corporation, enabling him to continue building wealth without affecting his passive income limit.
Read Full Article →
After a sudden health crisis, we implemented a "Triple Play Strategy," combining corporate-owned life insurance, a holding company, & family trust to secure a business owner's company, retirement, & family's future.
Read Full Article →
We recently helped a business owner protect his 7-figure portfolio from high taxes upon his death. The plan funds the tax bill at death, and the proceeds reach his family through the capital dividend account, so no assets have to be sold.
Read Full Article →Real results from real business owners and professionals across Canada.
"Coming from the financial space I needed advisors I can trust. Independent brokers have access to the most complete suite of products but I also wanted someone who can deal with more complex tax planning scenarios. Dundas has it all."
"Working with the team was a great experience. Transparent and genuine. They spent the time to understand my needs, put them first and then worked to provide options that were best suitable. I've recommended my family and friends."
"Fantastic experience with Dundas. The service provided was timely and saved me a significant amount on insurance. The whole process was seamless and professional. Highly recommend to any business owner."
Not matched with a stranger. Not handed off to a network. Greg takes your first call, and one of our licensed Canadian advisors is assigned to your case from day one.
One free 15-minute call. We show where the leak is and what to do about it, even if we're not the right fit.
Book a Free 15-Minute CallWe're paid by the insurance carrier if and when a policy is placed. No planning fee. Your accountant is welcome on any call after the first.
