Retirement Planning
Design a future-proof plan that ensures a comfortable retirement while maximizing tax benefits.
What Is Retirement Planning?
Retirement planning is a strategic approach to building and managing your wealth. It ensures you have the financial resources to sustain your lifestyle and achieve independence during retirement.
At Dundas Wealth, our retirement planning service leverage sophisticated strategies, such as using whole life insurance policies to provide tax-efficient growth, secure retirement income, and preserve wealth for future generations.
What Is It?
Retirement planning is a strategic approach to building and managing your wealth. It ensures you have the financial resources to sustain your lifestyle in retirement.
Our retirement planning service leverage sophisticated strategies, like using whole life insurance to provide tax-efficient growth, secure retirement income, and preserve wealth for future generations.
Benefits for Business Owners
Grow your assets tax-free within structured policies.
Access retirement funds without triggering significant tax liabilities.
Preserve your estate and assets, maximizing wealth transfer to your beneficiaries.
Choose among collateralized loans, policy loans, or strategic withdrawals to generate retirement income
How It Works - 3 Step Process
Assessment & Policy Setup
We begin with a personalized consultation to assess your financial situation, retirement objectives, and estate planning goals. Based on this, we recommend and establish a tailored whole life insurance policy.
Tax-Free Asset Growth
Your policy accumulates cash value tax-free, serving as a stable and predictable asset that forms the foundation of your retirement strategy.
Access Your Funds
During retirement, access your funds through collateralized policy loans, which provide tax-free retirement income.
Upon passing, your heirs receive the remaining death benefit tax-free.
How It Works - 3 Step Process
1. Assessment & Policy Setup
We begin with a personalized consultation to assess your financial situation, retirement objectives, and estate planning goals. Based on this, we recommend and establish a tailored whole life insurance policy.
2. Tax-Free Asset Growth
Your policy accumulates cash value tax-free, serving as a stable and predictable asset that forms the foundation of your retirement strategy.
3. Access Your Funds
During retirement, access your funds through collateralized policy loans, which provide tax-free retirement income.
Upon passing, your heirs receive the remaining death benefit tax-free.
Is This Right for You?
Our retirement planning strategies are ideal for business owners who:
• Want to secure reliable, tax-free retirement income.
• Wish to preserve and transfer your wealth efficiently to your heirs.
• Prefer stable, predictable growth rather than market-dependent investments.
See It In Action
How One Business Owner Secured $50K in Tax-Free Income After a Health Crisis
After a sudden health crisis, we implemented a "Triple Play Strategy," combining corporate-owned life insurance, a holding company, & family trust to secure a business owners' company, retirement, & family's future.
Ready to Protect Your Wealth?
Let’s discuss how our solutions can help secure your future—schedule a call with a Dundas Wealth advisor today.
By checking this box, I consent to receive transactional messages related to my account, orders, or services I have requested. These messages may include appointment reminders, order confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply.Reply HELP for help or STOP to opt-out.
© 2025 Dundas Wealth. All rights reserved
You are using the website of © 2025, Dundas Life Inc. (FSRA #37628M). Dundas Life is a digital insurance brokerage who sells (ie. brokers) life insurance coverage from several Canadian life insurance companies. Dundas Life currently services clients in Canada, specifically in the provinces of Ontario, Alberta, and British Columbia. Insurance documents and contracts are made between the insurance company and the end user. Prices may vary based on individual factors such as age, gender, smoker status and more. Please reference the final issued insurance documents for more details. See Dundas Life's Terms & Privacy Policy for more information regarding interacting with our website and service.
© 2025 Dundas Wealth. All rights reserved
You are using the website of © Dundas Wealth 2025, Dundas Life Inc. (FSRA #37628M) DBA Dundas Wealth. Dundas Wealth is a digital insurance brokerage who sells (ie. brokers) life insurance coverage from several Canadian life insurance companies. Dundas Wealth currently services clients in Canada, specifically in the provinces of Ontario, Alberta, and British Columbia. Insurance documents and contracts are made between the insurance company and the end user. Prices may vary based on individual factors such as age, gender, smoker status and more. Please reference the final issued insurance documents for more details. See Dundas Life's Terms & Privacy Policy for more information regarding interacting with our website and service.